Amputation Injury Lawyers in Ontario
Losing a limb changes every hour of the rest of your life — and the true cost is measured in decades, not in a single hospital bill. Azimi Law and Naimark Law Firm are Ontario trial lawyers who build amputation claims around the lifetime expense of prosthetics, care, and adaptation, and who litigate when an insurer tries to settle that future for less than it is worth.
An Amputation Is a Lifetime Injury. Your Claim Must Cover a Lifetime.
The amputation itself is only the beginning. Whether a limb is torn away in a collision, crushed by machinery, or surgically removed after the tissue can no longer be saved, the person who survives faces a future reorganized around the loss. Walking, dressing, driving, working, and even sleeping become tasks that have to be relearned. An honest amputation claim is not built on the cost of one surgery — it is built on the cost of living for the next thirty, forty, or fifty years.
Prosthetic limbs are the clearest example of why these cases are so often undervalued. A modern prosthesis is not a one-time purchase. Sockets need refitting as the residual limb changes, components wear out, and the device itself must be replaced every few years for the rest of a person's life. Layered on top are liners, repairs, maintenance, and — for many amputees — more advanced limbs as technology and need evolve. Multiply those replacement cycles across a normal lifespan and the figure is substantial. Insurers know this, and many quietly hope you will not.
Ryan Naimark spent close to twenty years working on the defence side, representing the insurers who pay these claims. He has seen first-hand how a future-care number is challenged, trimmed, and discounted, and he now uses that knowledge to do the opposite for the people we represent. Together with Ben Azimi's advocacy in the courtroom, that experience is aimed squarely at proving the full, lifelong value of your loss.
The legal route depends on how the amputation happened. If a motor vehicle was involved, you have both a no-fault accident benefits claim and a tort claim against the at-fault driver. If the cause was workplace or third-party machinery, a defective product, or a medical complication, your claim proceeds in negligence against the parties responsible. In Ontario, amputation is also one of the injuries that can qualify as a catastrophic impairment, which dramatically raises the benefits available — and we pursue that designation wherever it applies.
No Win. No Fee. Our legal fee is a percentage of what we recover. The firm advances the disbursements needed to prove your future-care costs. If there is no recovery, you owe nothing for legal fees.
Types of Amputation Cases We Handle
No two amputations are alike, and the cause of the injury determines who is liable and which legal framework applies. These are the situations we see most often.
Motor Vehicle Collisions
High-energy crashes can crush or sever a limb, or leave tissue so damaged that surgeons have no choice but to amputate. When a vehicle is involved, you may claim both accident benefits and tort damages, and the injury frequently qualifies as catastrophic under Ontario's rules.
Workplace & Machinery Injuries
Presses, saws, conveyors, augers, and heavy equipment cause some of the most devastating amputations. Where a third party — a manufacturer, contractor, or non-employer — contributed to the injury, a civil claim may proceed alongside any workplace benefits.
Defective & Dangerous Products
A machine that fails, a guard that was poorly designed, or a tool that lacked adequate warnings can cost someone a hand or an arm. These product liability claims are pursued in negligence against the manufacturer, distributor, or retailer responsible.
Surgical & Medical Amputations
An amputation that follows a misdiagnosed infection, a delayed vascular intervention, or another lapse in care may give rise to a medical malpractice claim where the standard of care was not met and that failure caused the loss.
Upper-Limb Loss
The loss of fingers, a hand, or an arm affects grip, fine motor function, and the ability to work in countless trades and professions. We document both the vocational impact and the cost of upper-limb prosthetics, which are among the most complex to fit and maintain.
Lower-Limb Loss
Losing a foot or leg reshapes mobility, balance, and independence. These claims must account for prosthetic legs, mobility aids, vehicle modifications, and the very real risk of further surgery and complications over a lifetime.
Compensation Available After an Amputation
Amputation cases turn on the future as much as the past. We pursue every category of compensation available under the framework that applies to your injury.
Lifetime Prosthetic Costs
The single largest item in many amputation claims. We obtain expert evidence on the cost of each prosthesis, the replacement cycle over your lifespan, and the liners, repairs, and maintenance that go with it — so the number reflects reality, not a one-time price.
Medical & Rehabilitation
Funding for surgery, wound care, physiotherapy, occupational therapy, and prosthetic training. Where an amputation is designated catastrophic in an auto claim, the medical and rehabilitation limit rises to $1,000,000.
Attendant Care
Many amputees need help with personal care, especially early in recovery and at points throughout life. Attendant care benefits fund that assistance and are far more generous once an injury is classified as catastrophic.
Home & Vehicle Adaptation
Ramps, widened doorways, accessible bathrooms, stair lifts, and hand-controlled or modified vehicles are often necessary after limb loss. These adaptation costs — including future replacements — form a key part of the claim.
Pain & Suffering
Non-pecuniary damages for the profound impact of losing a limb, including phantom limb pain, which can be chronic and debilitating. In auto cases, amputation readily meets the legal threshold for these damages.
Income & Earning Capacity
Compensation for income lost during recovery and for the reduced ability to work in your trade or profession going forward — including retraining where a return to your former occupation is no longer possible.
The Legal Process & Critical Deadlines
Amputation claims are won by proving a lifetime of need, and that work starts immediately. Deadlines also vary with the cause of the injury, so the first call you make matters.
Focus on Recovery & Rehabilitation
Your medical and prosthetic care come first. Early, consistent treatment also creates the detailed record that later proves the extent of your loss and your future needs.
Identify the Cause & the Responsible Parties
We determine whether the claim is governed by the auto framework, by negligence against a manufacturer or third party, or by medical malpractice — because that decides which deadlines and which insurer apply.
Protect Accident Benefits & Tort Notice
If a vehicle was involved, we report to your accident benefits insurer within seven days, file the application within the required window, and give the 120-day notice of intent to sue the at-fault driver.
Build the Future-Care Evidence
We retain prosthetists, occupational therapists, and cost-of-care experts to project the lifetime expense of prosthetics, attendant care, and home and vehicle adaptation.
Negotiate Fully — or Go to Trial
We push for a settlement that funds your entire future, but prepare every file for court. That readiness is what stops insurers from discounting a lifetime claim.
Two-year limitation. Most claims in Ontario must be started within two years of when the injury is discovered under the Limitations Act, 2002, and auto claims carry much earlier notice deadlines. Product and workplace-related claims can involve additional parties and timelines. Call before a deadline decides your case for you.
Why Amputation Survivors Choose Azimi Law & Naimark Law Firm
We Know How the Future Gets Cut
Ryan Naimark spent about 20 years defending insurers and watching future-care claims get trimmed. We now use that insight to prove the full lifetime cost of your injury.
We Are Trial Lawyers
We prepare amputation cases for the courtroom, with the expert evidence to back every dollar. That preparation is what moves insurers off inadequate offers.
Two Firms, Combined Strength
Azimi Law and Naimark Law Firm join forces so your file carries the resources and experience of two established Ontario trial practices.
No Win, No Fee
You pay nothing up front and no legal fees unless we recover for you. We fund the experts and reports needed to prove your future.
Frequently Asked Questions
Does an amputation qualify as a catastrophic impairment in Ontario?+
Amputation is one of the injuries that can meet the definition of catastrophic impairment under Ontario's accident benefits rules, alongside outcomes such as severe impairment of the use of a limb. The designation matters because it raises the available medical, rehabilitation, and attendant care limits substantially — up to $1,000,000 in an auto claim. We pursue the designation with the supporting medical evidence whenever an injury qualifies.
Why do prosthetic costs make up so much of an amputation claim?+
Because a prosthesis is never a one-time purchase. Sockets need refitting, components wear out, and the entire device typically has to be replaced every few years for the rest of your life, along with ongoing liners, repairs, and maintenance. When those replacement cycles are projected across a normal lifespan, the lifetime cost is significant. We obtain expert evidence so the claim reflects that reality rather than a single price tag.
My amputation happened at work. Can I still bring a claim?+
Possibly. Where a third party — such as a manufacturer of defective machinery or a contractor who is not your employer — contributed to the injury, a civil negligence claim may be available in addition to any workplace benefits. We review how the amputation happened and identify every party who may share responsibility.
What is phantom limb pain, and is it compensable?+
Phantom limb pain is pain that feels as though it comes from the limb that was removed. It is a real and well-documented condition that can be chronic and disabling. It is a legitimate part of an amputation claim, both as an element of pain and suffering and, where treatment is required, as part of future medical costs.
Can I recover the cost of modifying my home and vehicle?+
Yes. Ramps, accessible bathrooms, widened doorways, stair lifts, and modified or hand-controlled vehicles are often necessary after limb loss, and their cost — including future replacements — is a recognized part of the claim. We work with occupational therapists and cost-of-care experts to document what you genuinely need.
How long do I have to start an amputation claim?+
The general limitation period in Ontario is two years from when the claim is discovered, but several earlier deadlines can apply, particularly in auto cases, where notice to your benefits insurer is required within days and notice to sue the at-fault driver within 120 days. Product and workplace-related claims can involve additional parties and timelines. Because these deadlines are unforgiving, it is best to call as soon as possible.
Ontario's accident benefits are changing on July 1, 2026 — how does that affect me?+
As of July 1, 2026, Ontario is making several accident benefits optional rather than automatic. Medical, rehabilitation, and attendant care remain mandatory, while benefits such as income replacement may depend on the coverage purchased. The benefits available to you generally depend on the policy in force on the date of your accident. We review your coverage carefully and pursue every benefit you are entitled to claim.
What does it cost to hire you?+
Nothing up front. We work on a contingency fee basis, so our legal fee is a percentage of what we recover for you, and the firm funds the disbursements required to advance your case — including the experts needed to prove lifetime costs. If there is no recovery, you owe no legal fees. We explain the agreement in plain language before you sign anything.
Lost a Limb? Make Sure Your Claim Covers a Lifetime.
Free consultation. No obligation. No win, no fee. Available 24 / 7 / 365.