Our Unmatched Insider Advantage
Why hiring Ben Azimi and Ryan Naimark together gives injured clients a litigation advantage that no other Ontario personal injury firm can replicate.
Two Sides of Every Insurance Dispute — On Your Side
Insurance litigation is a two-sided industry. On one side: adjusters, defence lawyers, and institutional infrastructure designed to minimize payments to injured claimants. On the other: the injured person and their legal team.
Most plaintiff personal injury lawyers have only ever worked one side. They understand what they need to prove. But they do not have the granular institutional knowledge of how the other side builds its case, sets its reserves, evaluates its exposure, and decides when to pay and how much.
Ben and Ryan together have worked both sides. Ben Azimi has spent 13 years building plaintiff cases exclusively. Ryan Naimark spent 20 years building defence cases. Together, they can anticipate every move the insurer will make — because Ryan has made those same moves himself.
"The insurer refused to pay until the eve of the arbitration hearing. When they saw we were fully prepared to proceed, they moved. That is not a coincidence — that is what trial readiness plus insider knowledge produces."
— Result on a $2,633,000 car accident joint settlement
Adjusters Set Reserves Based on Counsel
When Ben Azimi and Ryan Naimark are on a file, insurers know the opposing counsel has LAT, Superior Court, and arbitration experience — and will use it. Higher litigation risk = higher reserve = higher settlement offer. This happens before the first mediation.
Ryan Naimark Built Defence Files — Now He Defeats Them
For 20 years, Ryan Naimark advised adjusters what medical records to target, which expert reports were persuasive, and what arguments would hold up at arbitration. He now uses that exact knowledge to pre-empt and defeat the defence positions before they are raised.
Ben Azimi Has Never Defended an Insurer
Ben Azimi's entire legal instinct — every expert he retains, every argument he frames, every strategy he deploys — has been built exclusively for injured people over 13 years. He brings zero conflicted history and absolute plaintiff conviction to every file.
Expert Witness Strategy Is the Case
In catastrophic injury, TBI, and LTD claims, the difference between $300,000 and $1.5M is often which expert was retained and how they performed. Trial lawyers maintain relationships with hearing-ready specialists. Ben and Ryan have both.
Why Trial Lawyers Win Better Outcomes
01
Insurers Negotiate Based on Litigation Reputation
Insurance companies track law firms. Their defence counsel know which firms push files to hearing and which ones accept what is offered at mediation. Ben and Ryan are known as litigators who see files through. That knowledge inflates the insurer's reserve — and therefore their offer — from the first demand letter.
02
Insider Knowledge of How Defence Files Are Built
Ryan Naimark has been on the defence side of LAT proceedings, arbitration hearings, and Superior Court trials. He has instructed defence-side IME doctors, challenged plaintiff experts under cross-examination, and crafted the exact arguments your insurer's lawyers will now use against you. He knows where the holes are.
03
Procedural Fluency Across All Ontario Forums
Ontario personal injury claims are fought in multiple forums simultaneously: the Licence Appeal Tribunal (LAT) for accident benefits, the Superior Court for tort claims, and the Financial Services Regulatory Authority for related proceedings. Ben and Ryan are experienced in all of them. Mistakes in any one forum can compromise all others.
04
No Liability Problem Is Automatically Fatal
Many claims involve complicated scenarios: partially at-fault clients, prior injuries, intoxicated clients. Settlement firms decline these cases. Ryan Naimark secured $1,800,000 for a client who was intoxicated and running in traffic. Ben Azimi has successfully challenged MIG classifications that settlement firms accepted without question.
05
Rights Mean Nothing Without Someone Willing to Enforce Them
Insurers pay what they are forced to pay — not what they owe. The force comes either from a hearing or from the credible threat of one. A lawyer who cannot or will not go to court cannot exert that pressure. Ben and Ryan can. That is the single most important fact about choosing your legal representation.
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